Eligible Providers

- Residential care facilities for children

- Foster family agencies

- After-school programs

- Private schools

- Day treatment programs

- Counseling centers

- Non public schools

- Wilderness programs

- Ropes courses

- Wraparound services

- Managed Care

- Group homes for abused children

- Homes for adjudicated children

- Children’s detox programs

- Children’s independent living skills programs

- Children’s Independent living apartments

For-profit child welfare organizations and new ventures are now eligible to apply!

Coverages

Over the years Child Welfare Insurance Services has introduced five programs created by childcare professionals specifically for child caring organizations. These programs have changed the way child caring organizations are rated, saving millions of dollars in premiums annually.

Coverages specifically manuscripted for child welfare:

- Professional Liability

- Sexual Misconduct

- Alienation of Affection

- Adoption Services Liability

Standard coverages:

- General Liability

- Excess Liability (in some cases)

- Property

- Auto

Since insurance carriers are involved in any particular industry only to the extent that they are making a profit, Child Welfare Insurance Services has worked to maintain a loss ratio that makes insuring child welfare organizations a good business decision for the insurance companies that contract exclusively with us to outsource their risk selection in this class of business.

Our insurance company partners know that we understand your risks from the inside out, that we know how to identify good providers by measuring the factors that play an important role in tragedies befalling children in care, that we know the difference between a childhood injury and a foster care injury, that we work hard to identify lawyers experienced in defending child welfare organizations, and that our survival as an organization depends on us staying on top of the myriad of constantly changing variables involved in child welfare. It is for this reason that our insurance company partners have given us exclusivity in this class of business. In other words, child welfare organizations and their brokers must come to Child Welfare Insurance Services in order to get coverage from our insurance company partners.